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Lily Sutter moves to Montecito, hires lawyer Joe Costa to find her office space, and through him meets a few local socialites. Young, attractive, charming, and shrewd, she quickly networks her way into the social scene, finds well-heeled investors for the high yield securities she sells. She befriends Vergie Hove, a wealthy heiress with a philandering husband and alcohol and drug addictions, helps her bring order to her life. Complications ensue when the FBI investigates Lily's business, her ex-fiancee is murdered, two Vergie relatives die accidental deaths, and a mobster and hit man come looking for her. A former mentor says of Lily, "She's a master... a prodigy... a quick study, fine actress, knew what game we were playing... learned what she does from someone skilled, probably a whole family, maybe a tribe."
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