Can you really profit by following the stock trades of elected officials? What are the key differences between popular retirement plans, and which one is right for you? Do budgets actually help you save more money? How does the real economy differ from what you learned in Econ 101? Is the housing market truly as challenging as the headlines suggest, and has it really been getting worse? Why has healthcare become so expensive, and how does the U.S. system compare to those in other countries? How did the U.S. accumulate trillions in debt and who do we actually owe?

Grounded in Research, Explained Intuitively.

This book bridges the gap between basic money guides and dense academic texts, offering clear, practical insights that anyone can understand. Drawing on over a decade of teaching economics at U.S. universities, Zhumadilov and Choi developed this book from real academic research and classroom discussions. Every chapter is crafted to provide relevant and up-to-date information, ensuring readers have the tools they need to make informed financial decisions.

Here's what awaits you in this book:

Part One: Master Your Personal Finances

Take charge of your financial well-being with practical insights and essential knowledge on topics like:

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Savvy Saving and Investing: Understand the basics of stock investing, explore key investment benchmarks, consider strategies for managing risk, and plan for a secure retirement.

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Smart Spending and Debt Management: Take control of your spending, learn how exactly credit cards work, spot and avoid scams, and create a personal budget to stay on track.

Part Two: Understand the Economic Landscape

Go beyond personal finance and gain a deeper understanding of the broader economic forces shaping our world:

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Unpacking Income Dynamics: Explore income distribution in the United States, the real impact of college degrees, and other key factors that influence your earning potential.

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Decoding the Housing Market: Examine the upward trends in the housing prices and the factors behind them.

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Navigating the Healthcare Maze: Dive into the complexities of the U.S. healthcare system and uncover the drivers behind rising healthcare costs.

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The World of Taxes and Public Debt: Learn why we pay taxes, how much we pay, where our tax dollars go, and how all of this connects to the country's growing public debt.

• We started tracking this book on July 16, 2025.
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• Business & MoneyEconomicsTheory
• Business & MoneyPersonal FinanceRetirement Planning
• Business & MoneyInvestingInvesting Basics

• Publication Date: May 23, 2025
• Text-to-Speech: Disabled
• Lending: Disabled
• Print Length: 263 Pages
• File Size: 43 KB