Automate your investing and build long-term wealth, even if you're just getting started. This beginner-friendly guide to passive index fund and ETF investing gives you a simple, behavior-proof system for retirement planning you can actually stick to. No day trading. No crypto speculation. No constant monitoring.

The biggest financial risk isn't the market; it's our behavior. This book shows you how to remove emotion from investing with clear rules and automation.

Inside, you'll set up a low-cost, diversified portfolio, turn on automation, and learn exactly how to stay the course through market ups and downs. Whether you're investing for beginners or restarting after false starts, you'll follow a straightforward plan that works with busy lives and modest budgets. Even if you're wondering how to start investing with little money, you'll find practical steps to begin.

What you'll learn and master

• How to build a simple three-fund portfolio using index funds and ETFs

• Which accounts to use first (401(k), IRA, HSA, taxable) and in what order

• How to automate contributions, rebalancing, and guardrails to avoid buy-high/sell-low

• A 90-day setup checklist that takes you from zero to autopilot

• How to stay calm during market volatility and stick to your plan

• Simple tools to track progress and keep maintenance to ~15 minutes a week

• Foundations for long-term withdrawal planning and financial independence

Who this book is for

• First-time investors and anyone who wants an investing for beginners playbook

• Busy professionals and entrepreneurs who need an efficient, automated system

• Working parents, late starters, and those focused on retirement planning

• Readers who prefer clear, story-driven lessons over jargon and hype

Why this book is different

This is a story-driven guide. Instead of dense theory, you'll follow relatable characters at different life stages as they implement simple, passive investing systems. The narrative makes concepts stick, while each strategy includes built-in behavioral guardrails and automation so good decisions become the default, without jargon or hype.

Inside the 90-day autopilot plan

• Day 30: Open the right accounts, pick low-cost index funds/ETFs, make your first contribution.

• Day 60: Automate deposits, set target allocations, add simple rebalancing rules.

• Day 90: Your wealth machine runs: clear rules, less emotion, steady progress.

Five lives. One simple system.

• Alex (22): New grad starts investing with confidence.

• Maya (28): Entrepreneur builds a safety net and long-term plan.

• Carlos & Elena (mid-30s): Parents invest for their family's future.

• Richard (45): Trades panic for a practical path toward retirement.

• Eleanor (68): A teacher's consistent approach becomes a family blueprint.

Built on time-tested principles, not predictions, this approach focuses on what you can control: costs, diversification, contributions, and behavior. Past performance does not guarantee future results, and all investing involves risk including possible loss of principal.


Start today. Your future self will thank you.

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• Business & MoneyPersonal FinanceRetirement Planning

• Text-to-Speech: Disabled
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• Print Length: 484 Pages
• File Size: 96 KB