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Too busy to read a book? Ask yourself: What are you busy for? If it's to make more, keep more, mitigate risks, build passive income, pay less taxes, retire early, leave more behind, and stress less about money, this book is exactly your priority.

You followed all the popular advice, but why are you still stressed?

Reveal your invisible flaws about money and their disruptive solutions validated by science, math, and practice.

Transcend traditions to embrace better alternatives for maximum wealth, passive income, minimal taxes, lifelong protection, and enduring impact.

Financial abundance is not easy, but with the help of Personal Finance Reinvented (Amazon #1 Bestseller), you will:
? Understand your complete lifetime financial needs across asset, income, protection, charity to legacy
? Find transformative, alternative solutions that may be opposite to traditional norms
? Displace subjective storytelling commentaries with first principles, independent analysis, mathematical validation, scientific proof, integrated structures, and real-world applications.

You don't know what you don't know, until this book:

Universal Wealth Equation
The first formula that reveals how money truly grows; Complete your knowledge across the entire personal finance spectrum, not just rate of return, taxation, retirement, or fragmented pieces.

MaxLife Strategy
? Synergistic solution package to maximize lifetime wealth and protection by simultaneously optimizing all financial parameters in Universal Wealth Equation
? Build maximum wealth, passive income, lifelong protection, and generational legacy
? Become your own bank, keep all your money, grow money tree, earn while spend, buy-borrow-die, and unlimited powerful applications that liberate you from century-old conventions
? Leverage Self-Financing for the same dollar to fund your everyday spending, insurance, college, retirement, business, investment, charity, and even estate transfer.

This book is the first scientific wealth blueprint built on insurance product designs that everyone may use. The mental barrier can be high while the execution is surprisingly easy.

The rich have quietly used these tools for generations, now revealed to you! If you don't act, nothing changes. If you do, everything can.

The Author
After an acclaimed 25-year scientist career in the semiconductor industry, Dr. Bao built multiple successful businesses, including serving as a Personal Finance Strategist. Tim is passionate about applying his expertise in research development and customer delight to the personal finance arena.

He developed "Universal Wealth Equation" as the theoretical foundation for Personal Finance Science, and "MaxLife Strategy" as the practical and superior solutions to maximize lifetime wealth for ordinary Americans.

An Amazon #1 Bestselling Author, Tim grew into an influential voice in developing innovative alternative financial strategies, trusted by thousands of clients to transform their financial future.

Client Testimonials
"Saving all income while spending or investing OPM is exactly what I've been doing for over three years. Besides a $1M insurance benefit, my MaxLife Bank Savings earns 9.3% while my MaxLife Bank Loan is only 4.6%. There is no better, safer, and easier way than MaxLife for maximum asset accumulation, perpetual income flow, minimal taxes, lifetime protection, and a multiplied estate all in one. I am so fortunate to have met Dr. Bao. My financial future has never looked this bright!"
-- Robin Y., Uber Driver, Texas

"By applying the MaxLife Strategy with Dr. Bao's coaching, I reduced my tax bill from hundreds of thousands to just tens of thousands."
-- Jackie J., CEO of a Financial Firm, Texas

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  • Text-to-Speech: Disabled
  • Lending: Disabled
  • Print Length: 327 Pages
  • File Size: 274 KB

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